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Rural Problems in the United States

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Rural Problems in the United States

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    Available in PDF Format | Rural Problems in the United States.pdf | Unknown
    James Ernest Boyle
Excerpt from book: CHAPTER VIII RURAL INSTITUTIONS — THE COUNTRY BANK IN CONSIDERING the "economic functions" of a bank we shall not be bound by any narrow interpretation of the term. Economics is primarily the " science of wealth," but wealth cannot be considered independently of the human element, and in the final analysis whatever affects the temporal well-being of mankind properly comes within the field of economics. While many country bankers still confine themselves to purely financial transactions, yet the most far-sighted and successful among them have caught the vision of the great field of usefulness open to small town banks along the lines of business, agricultural, and community development. There are two reasons for this broad interpretation of economic functions. First is the selfish reason — it is good business. The success of a bank is bound up with the success of the community it serves and the people who patronize it. Business cannot be good for a bank unless it is reasonably good for the entire community. Many banks have built up a wonderfully flourishing business for themselves by aiding the merchants and farmers to become more prosperous. On the other hand, some banks — to borrow an old but expressive proverb — have " killed the goose that laid the golden egg " by conducting their business with the single aim of furthering their own immediate selfish interests, reganlless of how their action might ultimately impoverish the community. The second reason is a more altruistic one. There are today many business and farming, as well as social, problems in rural communities that need solution. Life in the country does not seem to possess either the opportunity or the happiness offered by the large cities, and this is amply demonstrated by the trend of population away from t...   show more
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Book details

  • PDF | 66 pages
  • James Ernest Boyle
  • General Books LLC
  • Unknown
  • 8
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